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added to our public records databases. To
learn more, read our privacy
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support department at 1-800-718-8997 to have your order instantly
processed. Hours of operation are 7:00 AM to 6:00 PM Pacific Standard Time, Monday thru Friday.
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Simply click "Continue" to activate your trial membership and take advantage of the great savings that Privacy Matters 1-2-3 Identity Protection has to offer.
The membership fee of $24.95 per month will be charged/debited by Privacy Matters 1-2-3 Identity Protection to the credit/debit card you used today after
the 3-day FREE trial as a member of Privacy Matters 1-2-3 Identity Protection and then automatically charged/debited each month at the then-current monthly
membership fee so long as you remain a member. Of course, you can call toll-free at 1-877-993-6264 and speak to a Privacy Matters 1-2-3 Identity Protection member
representative within the first 3 days to cancel - you will have paid nothing and owe nothing. Please note that by agreeing to these Offer Details you are authorizing
PeopleFinders.com to securely transfer your name, address and credit/debit card information to Privacy Matters 1-2-3 Identity Protection. Remember, you can call
to cancel at any time and you will no longer be charged/debited. If you used a debit card today, then beginning on or about 7 days from now, your monthly membership
fee for Privacy Matters 1-2-3 Identity Protection will be automatically debited each month at the then-current monthly membership fee on or about that same date from
the checking account associated with the debit card you provided today.
Privacy Matters 1-2-3 Identity Protection and its benefit providers are not credit repair service providers and do not receive fees for such services, nor are they credit
clinics, credit repair or credit services organizations or businesses, as defined by federal and state law.
TERMS OF MEMBERSHIP AND MEMBERSHIP AGREEMENT
The following is the Membership Agreement between the Provider of this
Membership Program (“We” and “Us”) and the enrolled member of this Membership Program (“You”). UPON ENROLLMENT, YOU AGREE TO THESE TERMS AND CONDITIONS. WE
URGE YOU TO READ THIS MEMBERSHIP AGREEMENT CAREFULLY AND, IF YOU HAVE ANY
QUESTIONS, CALL OUR MEMBER SAVINGS REPRESENTATIVES AT THE NUMBER ON YOUR
MEMBERSHIP CARD OR ON THE PROGRAM WEBSITE.
Benefits. As a Member, You are entitled access to discounts and/or
other benefits on certain products and services offered by participating
vendors (“Benefits”), as explained in the Membership
Materials or on the Program website. Some Benefits may not be available
in your area. See your Membership Materials or Program website for
details and limitations.
2. Membership Term. Your Membership is effective for: a)
under the annual membership plan, a period of twelve months following the
membership enrollment date, b) under the monthly payment plan, a period
of one (1) month following the membership enrollment date and will continue
on a month to month basis until You cancel your Membership as described
below, or c) under the installment payment plan, the period agreed upon
by You. You are limited to one Membership per twelve-month period per
Immediate Family as defined below.
3. Renewal of Membership. Unless You notify Us that You wish to terminate this
Agreement and cancel your Membership by following the instructions in the
Paragraph titled "TERMINATION OF MEMBERSHIP", your Membership will be
renewed automatically and You will be charged the then-current Membership Fee, which will appear
on your billing statement or monthly mortgage statement, depending upon how You enrolled. This
is known as a Continuity Plan. We reserve the right to increase or decrease the Membership
Fee for each renewal Membership Term (or each twelve-month period for memberships under the
monthly billing plan), effective upon renewal of your Membership.
4. Notice of Price Change. You have the right to receive
written notice of all changes to your membership fee that vary from
the amount you previously authorized. Should you wish to receive
such written notification in advance of any change to your membership
fee, please contact us at 1-877-906-9072 or write to: Renewal Price
Change Notification, P.O. Box 5151, Des Plaines, IL 60017.
Please include your name, address, telephone number and member ID.
5. Payment of
Membership Fee. The payment of your Membership Fee (which includes
any trial period fee, enrollment or processing fee and shipping and
handling charges, as applicable) is made automatically by a direct
charge(s) to the billing source authorized by You, in accordance
with the payment terms to which You agreed. If applicable, in the
event that your billing source cannot process the Membership Fee
due to insufficient available credit or funds, We may, at our discretion,
divide the total Membership Fee into incremental charges in order
to process the total Membership Fee.
6. Use of Membership.
Your Membership is non-transferable. You agree that only You and
your Immediate Family may use the Membership. “Immediate Family”
means You, your spouse or partner and your children living at your
home. Benefits are not for resale. You will promptly notify Us
if You become aware of any unauthorized use of your Membership
card or Membership number, or if your Membership card is lost or
stolen. If You were offered the opportunity to claim a gift in
connection with your enrollment in the Program, You are limited
to one gift per Program and, depending upon the offer You agreed
to, You may be required to be an active member of the Program at
the time your gift claim is processed.
7. Disclaimer of Liability. You agree that We and our subsidiaries and affiliates
are not responsible or liable for any Benefits provided by participating
vendors and, if You have any claims relating to such Benefits, You
will make your claim against the vendors providing the Benefit. WE
MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY
OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO ANY OF THE BENEFITS
OR RELATED INFORMATION PROVIDED TO YOU. UNDER NO CIRCUMSTANCES SHALL
OUR LIABILITY EXCEED YOUR CURRENT MEMBERSHIP FEE, AND UNDER NO CIRCUMSTANCES
SHALL WE BE LIABLE FOR YOUR INCIDENTAL OR CONSEQUENTIAL DAMAGES. We
reserve the right to eliminate, add, change and substitute Benefits
and participating vendors without notice to You. We assume no responsibility
for the payment of or contribution to any use or sales tax on the Benefits
which may be imposed by taxing authorities, and such taxes, to the
extent imposed, shall remain your sole responsibility or that of the
provider of the Benefits, as the case may be.
8. Entire Agreement. This Agreement contains all of the
Terms of Membership, and no representations, inducements, promises
or agreements concerning the Membership not included in this Agreement
shall be effective or enforceable. If any of the terms of this Agreement
shall become invalid or unenforceable, the remaining terms shall
remain in full force and effect.
9. GOVERNING LAW. THIS AGREEMENT AND THE TERMS OF MEMBERSHIP,
SHALL BE GOVERNED AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF
CONNECTICUT WITHOUT GIVING EFFECT TO THE CHOICE OF LAW PROVISIONS THEREOF.
10. ARBITRATION. PLEASE READ THIS PROVISION CAREFULLY.
IT PROVIDES THAT ANY DISPUTE MAY BE RESOLVED BY BINDING ARBITRATION. ARBITRATION
REPLACES THE RIGHT TO GO TO COURT, INCLUDING THE RIGHT TO BRING OR
PARTICIPATE IN A CLASS ACTION OR SIMILAR PROCEEDING. IN ARBITRATION,
A DISPUTE IS RESOLVED BY AN ARBITRATOR INSTEAD OF A JUDGE OR JURY. THE
ARBITRATOR'S DECISION WILL GENERALLY BE FINAL AND BINDING. ARBITRATION
PROCEDURES ARE SIMPLER AND MORE LIMITED THAN COURT PROCEDURES.
Any claim, dispute or controversy between You and Us (or made
by or against anyone connected with You or Us, or claiming through
You or Us) arising from or relating to Your membership ("Claim"),
including Claims regarding applicability or validity of this arbitration
provision, shall be resolved by binding arbitration in accordance with
the rules of the American Arbitration Association ("AAA")
(except for any AAA rules providing for class claims or class arbitration)
then in effect, subject to this Membership Agreement.
Any Claim regarding
the validity or enforceability of this arbitration provision shall
be governed by the laws of the State of Connecticut without giving effect to
the choice of law provisions thereof. This
arbitration provision is made pursuant to a transaction involving interstate
commerce and, in all other respects, including the determination of
any questions about whether Claims are within the scope of this arbitration
provision and therefore subject to arbitration shall be governed by
the Federal Arbitration Act, 9 U.S.C. § 1-16 ("FAA"),
and shall be resolved by interpreting the arbitration provision in
the broadest way the law will allow it to be construed.
All Claims are subject to arbitration, no matter what theory they are based on or
what remedy they seek. This includes Claims based on contract,
tort (including intentional tort), fraud, agency, negligence, statutory
or regulatory provisions, or any other source of law. Claims
made and remedies sought as part of a class action, private attorney
general or other representative action are subject to arbitration on
an individual (non-class, non-representative) basis. As an exception
to arbitration, You and We retain the right to pursue in a small claims
court located in the federal judicial district that includes Your billing
address at the time of the Claim, any Claim that is within the court's
jurisdiction and proceeds on an individual basis.
The arbitration shall be conducted before a single arbitrator, applying to the Claims
the substantive laws of the state of Connecticut without giving effect to
the choice of law provisions thereof. The
arbitrator's authority is limited solely to the Claims between You and
Us alone. The arbitration will not be consolidated with any other
arbitration proceeding. You and We do not agree to any arbitration
on a class action or representative basis, and the arbitrator shall not
be authorized to treat any Claim on a class action or representative
If You prevail in the arbitration of any Claim against Us, We will reimburse You for
any fees You paid to the AAA in connection with the arbitration. Any
decision rendered will be final and binding on the parties, and judgment
may be entered in a court of competent jurisdiction.
Arbitration rules and forms may be obtained from the AAA at
shall be filed in any AAA office. However, any participatory
hearing that You attend shall take place in Fairfield County, Connecticut,
unless You chose to have the hearing take place in the
federal judicial district that includes Your billing address at the
time the arbitration Claim is filed.
This arbitration provision applies to all Claims now in existence or that may arise
in the future. The arbitration provision shall survive termination
of Your membership as well as voluntary payment of the debt in full
by You or any bankruptcy by You.
IF YOU DO NOT CHOOSE TO ACCEPT THIS BINDING ARBITRATION PROVISION, YOU MUST NOTIFY
US IN WRITING BY REGISTERED MAIL AT ARBITRATION OPT-OUT, P.O. BOX 5151, DES PLAINES, IL 60017-5151 WITHIN TWENTY (20) DAYS AFTER RECEIPT OF THIS "TERMS
OF MEMBERSHIP AND MEMBERSHIP AGREEMENT." IF YOU SO NOTIFY
US BY THAT TIME THAT YOU DO NOT ACCEPT THE BINDING ARBITRATION PROVISION,
YOU MAY CONTINUE TO BE A MEMBER FOR THE CURRENT MEMBERSHIP TERM. HOWEVER,
IN THAT EVENT, WE SHALL HAVE THE RIGHT NOT TO RENEW YOUR MEMBERSHIP AT
THE END OF THE MEMBERSHIP TERM.
OF MEMBERSHIP. YOU MAY TERMINATE THIS AGREEMENT AND YOUR MEMBERSHIP
AT ANY TIME BY CALLING US AT THE TOLL-FREE NUMBER LISTED ON YOUR
MEMBERSHIP CARD OR THE PROGRAM WEBSITE OR BY NOTIFYING US IN WRITING
AT MEMBER SAVINGS, P.O. BOX 5152, DES PLAINES, IL 60017-5152. YOUR CANCELLATION WILL BE EFFECTIVE PROMPTLY UPON THE
RECEIPT OF YOUR CANCELLATION REQUEST. UPON CANCELLATION, DEPENDING
UPON THE TERMS YOU AGREED TO, a) UNDER THE SINGLE PAYMENT PLAN,
YOU WILL RECEIVE EITHER A PRORATED OR A FULL REFUND OF THE PAID
MEMBERSHIP FEE FOR THE THEN-CURRENT YEAR; b) UNDER THE INSTALLMENT
PAYMENT PLAN, YOU WILL EITHER RECEIVE A PRORATED OR A FULL REFUND
OF THE PAID MEMBERSHIP FEE FOR THE THEN-CURRENT YEAR; c) UNDER
THE MONTHLY PAYMENT PLAN, YOU WILL NOT OWE ANY FURTHER MEMBERSHIP
FEES AND WILL NOT BE ENTITLED TO A REFUND OF PAST FEES CHARGED
TO YOUR ACCOUNT; AND d) UNDER CERTAIN OTHER PAYMENT PLANS, YOU
WILL NOT OWE ANY FURTHER MEMBERSHIP FEES AND WILL NOT BE ENTITLED
TO A REFUND OF PAST FEES CHARGED TO YOUR ACCOUNT. DEPENDING UPON
THE TERMS YOU AGREED TO, ANY ENROLLMENT, PROCESSING AND/OR TRIAL
PERIOD FEES MAY NOT BE REFUNDABLE. ANY OTHER FEES OR CHARGES INCURRED
IN CONNECTION WITH THE PROGRAM (INCLUDING BANK OR OVERDRAFT CHARGES)
ARE YOUR RESPONSIBILITY. WE WILL TERMINATE YOUR MEMBERSHIP
IF IT IS NOT USED IN ACCORDANCE WITH THIS AGREEMENT OR HAS NOT
BEEN PROPERLY ENROLLED THROUGH AN AUTHORIZED MARKETING OR ADVERTISING
PARTNER. IN SUCH CASES, WE RESERVE THE RIGHT TO:
(1) NOT REFUND MEMBERSHIP FEES PAID BY YOU; (2) NOT FULFILL ANY
PENDING BENEFIT ORDERS; AND (3) NOT PROCESS ANY CREDITS FOR GIFT
CARDS OR CERTIFICATES PURCHASED UP TO ONE MONTH PRIOR TO CANCELLATION
OF THE MEMBERSHIP BY US. WE RESERVE THE RIGHT TO TERMINATE YOUR
MEMBERSHIP AT ANY TIME FOR ANY OTHER REASON PROVIDED THAT WE MAKE
ANY REFUND DUE TO YOU BASED UPON THE TERMS OF YOUR ENROLLMENT.
A MEMBER IS PROHIBITED FROM RE-ENROLLING IN THE PROGRAM FOR AT
LEAST TWELVE (12) MONTHS FROM CANCELLATION.
12. CALIFORNIA RESIDENTS ONLY. Privacy
Matters 1-2-3 has established an escrow
account for the refund of Membership Fees for California residents,
at LaSalle Bank National Association, 135 South LaSalle Street,
Suite 1960, Chicago, IL 60603, Attention: Escrow Agent. Refunds
from the escrow account may, in addition to other remedies and
sources available to You, be obtained by mailing a return request
along with proof of membership to Escrow Agent. This refund request
shall not affect or limit any other remedy at law available to
13. Availability Restrictions. This
Program is only available to residents of the contiguous
United States. Orders to U.S. military post offices cannot be fulfilled.
14. Copyright & Trademark Notices. You acknowledge
that Our Web site(s) contain information, software, photos, video,
text, graphics, music, sounds or other material (collectively,
"Content") that are protected by copyrights, patents, trademarks,
trade secrets, or other proprietary rights, and that these rights are
valid and protect in all forms, media and technologies existing now or
hereafter developed. All Content is copyrighted under U.S.
copyright laws. The Membership Program name and logo are Our service
marks. All other service marks and trademarks appearing on our
Web site(s) are the trademarks of their respective owners. You
may not modify, publish, transmit, participate in the transfer or sale,
create derivative works, or in any way exploit any Content in whole or
What information is collected?
Generally, we gather two types of information. The first type of information is
the personally identifiable information ("Personal Information")
that you expressly provide when you enroll in Privacy Matters 1-2-3.
This information includes your name, mailing address or e-mail address
or some other unique personal identifier (e.g. city of birth or mother's
maiden name) that we can use to confirm sales and billing information
(e.g. credit card number). Occasionally, we may request other information
from you that may be used by our Membership Services department to
confirm enrollment, update your account or confirm your order. From
time to time, we may offer you optional surveys that may ask you for
your opinions or demographic data (e.g. age and gender) so that we
can improve our program and offerings.
The second type of information is technical and statistical information that is
collected automatically whenever you visit our Web site. This type
of information may include things such as your IP address, operating
system, type of browser and Web site activity. We collect this data
to help us improve the quality of our Web site and make your visits
to the site easy, convenient and meaningful.
We do not link aggregate user data with personally identifiable information.
Who is collecting the information?
Privacy Matters 1-2-3 is marketed and distributed by Adaptive Marketing LLC,
a leading marketing solutions company. The information collected on
the site is owned by Adaptive Marketing LLC and/or its marketing partners
depending on who offered you membership in the program.
How do you use the information collected?
We use the Personal Information you provide to service your membership. For
example, we request your mailing address so we know where to send the
merchandise certificates, gift cards and other benefits that you may
purchase, and any other information you may request. We also may send
you additional membership information such as updates about our program
and special offers. We use your credit card information to bill you
for the membership fee and any benefits you may purchase. We use your
e-mail address to notify you of program updates, special offers and
promotions. If you prefer not to receive e-mail notifications from
us, simply visit our Contact Us page, select
“Unsubscribe to future marketing” from the drop-down menu,
and e-mail us your request. Be sure to include your name and membership
ID number as well as the e-mail address to remove from our list.
The Personal Information that is collected may also be shared
with other groups within the Adaptive Marketing organization, and with
Adaptive Marketing’s affiliates and /or marketing partners, to
bring you additional information and special savings offers.
The technical and statistical information that is automatically collected from your
computer whenever you visit Privacy Matters 1-2-3 is used to help us
improve the site and the member experience. From time to time we may
disclose general statistical information about our Web site and its
visitors such as the number of visitors, the number and type of products
Do you share Personal Information with third parties?
Privacy Matters 1-2-3 may share Personal Information with third parties whom
we employ to perform functions on our behalf and with whom we have
contractual relationships. For example, Privacy Matters 1-2-3 uses
a third party to verify and process your credit card information in
order to charge you for requested benefits or services. All such third
parties are contractually obligated to use your Personal Information
only for the purpose for which it is given. Privacy Matters 1-2-3 is
not responsible for the information practices of third parties outside
of such contractual relationships. The collection, use and disclosure
of information by third parties are subject to their respective privacy
policies, which may differ from our policy.
From time to time, we may also share Personal Information with our affiliates
and/or marketing partners who offer products and services that we think
will be of interest to you. If you prefer not to have your Personal
Information shared with our affiliates and/or marketing partners, please
indicate what offers you are not interested in receiving on the E-mail
Preferences page, if available, or by sending us an e-mail using the
Contact Us page. If you are enrolling online, you may also
opt-out of receiving e-mails from third parties outside of Privacy Matters
1-2-3 by de-selecting the check box on the enrollment page. If you accept a
third-party offer provided via or linked to from our Web site, you consent
to our providing your Personal Information and/or billing information to the
third-party marketer that offered the product or service so they may process your
acceptance of the offer.
We may also disclose your Personal Information when required by law or in
the good faith belief that such action is necessary in order to conform
to the edicts of the law or comply with legal process.
As we continue to develop our business, we may buy or sell assets. In such
transactions, customer information generally is one of the transferred
business assets. Also, in the unlikely event that our company or substantially
all of its assets are acquired, customer information will of course
be one of the transferred assets. In the event that customer information
is transferred as described in this paragraph, members will be notified
via e-mail and given the opportunity to opt-out of having their Personal
Information transferred to any new entity.
How do I change/modify my information?
You can change, modify or update your member information by sending us an
e-mail from the Contact Us page. You can
choose at any time to inform us of your e-mail preferences by sending
us an e-mail from the Contact Us page or, if available, by going to
the E-mail Preferences page where you can indicate what offers you
are not interested in receiving.
What are Cookies and how do you use them?
A cookie is a small text file that is stored on a user’s computer for
the information we store in cookies to any personally identifiable
information you submit while on our site. Some of our business partners
control over these cookies. This Privacy and Security Policy covers
cookies by any advertisers.
We use persistent cookies. A persistent cookie remains on your hard drive
for an extended period of time. We use persistent cookies on the login
page to store your Membership ID and for re-direction of members to
membership enabled Web sites. You can remove persistent cookies by
following directions provided in your Internet browser’s “help” file.
Most Internet browsers will allow you to erase or block cookies. Instructions
for disabling cookies may differ from one browser version to another.
Please refer to the Help section of your browser for instructions to
assist you in these processes: preventing your browser from accepting
new cookies, how to have the browser notify you when you receive a
new cookie, or how to disable cookies altogether. However, cookies
allow you to take full advantage of some of our sites features, so
we recommend that you leave them turned on.
If you reject cookies, you may still use our site, but your ability to use
the shopping cart.
What are pixels and how do you use them?
“Pixels" or "pixel tags” are tiny graphic images placed on certain
pages of our Web site but not on your computer. When you access these
pages, pixel tags generate a generic notice of that visit; at no time
is your Personal Information collected by the pixel tag. Pixel tags allow
us to measure and improve our understanding of visitor traffic and behavior
on our Web site. We may also utilize pixel tags provided by our affiliates
and/or marketing partners for the same purposes.
How can I disable my pixel tags?
You can disable pixel tags by changing your browser settings to omit images.
Alternatively, there are some commercial software packages available
that can omit pixel tags.
How do you secure member information?
We work to protect the security of your information during transmission by
using Secure Socket Layer (SSL). When you place an order online, the
SSL scrambles or encrypts your information before it is sent to us
over the Internet. This protects your credit card information from
being read while it is transferred through cyberspace. When we receive
your order, the information is kept encrypted until we are ready to
process your request. SSL is supported by Netscape 2.0+, Microsoft
IE 3.0+ and most frame-enabled browsers. You will see a small key or
padlock in the bottom right corner of your browser if you are using
Netscape or Microsoft browsers, indicating that your transaction is
secure. In addition, we meet all of the stringent requirements of the VerisignTM security
seal for all online transactions.
Internal access to member information is protected and can only be accessed
by password. We also contract with industry experts to institute and
review Web security on a periodic basis.
Do these same policies apply to third-party Web sites that I access
through Privacy Matters 1-2-3 ?
No. The Privacy and Security Policy appearing on this Web site relates to Privacy
Matters 1-2-3. You will notice that our Web site may contain links
to other sites such as our benefit providers. We cannot be responsible
for the privacy and security practices of other Web sites that you
may access through our site, even if displayed within a frame on our
site. As an online consumer, you should always review a particular
Web site’s privacy and security policies when linking to that
site before revealing any Personal Information to that site.
How do you update your Privacy and Security Policy?
We will notify you if there is a material change in our privacy practices.
We will take commercially reasonable measures to obtain written or
active e-mail consent from the member if Privacy Matters 1-2-3 is going
to be using the information collected from the member in a manner different
from that stated at the time of collection. We will also post the changes
in our Privacy and Security Policy prior to a change.
How do I contact the Web site?
If you have any questions about the practices of this Web site or your dealings
with this site, you can send us an email through our Contact Us page
or write to us at Membership Services, Privacy Matters 1-2-3, 8420 W. Bryn Mawr,
Suite 700, Chicago, IL 60631.
By using our Web site, you consent to the collection and use of
information as it is disclosed in this Privacy and Security Policy statement. If you
do not agree we ask that you do not use our site. Thank You.
Effective July 1, 2004
Updated: December 4, 2006
Write to us:
Privacy Matters 1-2-3
P.O. Box 5152
Des Plaines, IL 60017-5152
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